Guest lecture on "Protection of Economic Competition in the Context of Ukraine's European Integration" by Oleksandr Nagorny, Chairman of the Ukrainian Bar Association's Competition Law Committee

Constant and close cooperation with practitioners is the key to training competitive specialists who meet the requirements of today's dynamic labour market. On 19 April 2024, within the framework of the student scientific clubs "Competition of the XXI Century" and "Synergy of Sectoral Markets", Oleksandr Nagorny, Chairman of the Ukrainian Bar Association's Competition Law Committee and counsel at Sayenko Kharenko, gave a guest lecture Mr. Nagorny was at the forefront of the institutionalisation of competition policy in our country, was among the co-authors of the Law of Ukraine "On Protection of Economic Competition", and for a long time held senior positions at the Antimonopoly Committee of Ukraine.

The lecturer outlined the areas of competition policy implementation in the light of the changes that have taken place since the entry into force of the Law of Ukraine "On Amendments to Certain Legislative Acts of Ukraine on Improving the Activities of the Antimonopoly Committee of Ukraine", identified economic and legal issues of identifying violations of the legislation on protection of economic competition, and focused on the practice of procedural principles of antitrust activities. In his lecture, Mr Oleksandr paid special attention to strengthening the institutional capacity of the Antimonopoly Committee of Ukraine in the context of the latest changes in the legal framework of our country. The students had an opportunity to analyse the effectiveness of the policy in the field of economic competition protection on the basis of specific cases considered by the competition authority of our country and implemented in the European Union.

A separate aspect of the lecture was Mr Oleksandr's proposals aimed at improving the legislation on economic competition protection in the context of Ukraine's European integration, improving the institutional design of the Antimonopoly Committee and enhancing its impact on stimulating economic development, modernising consumer protection mechanisms and preventing abuse of monopoly entities.

At the end of the lecture, the students had the opportunity to hear meaningful answers to a number of questions about the practice of implementing competition policy, the prospects for further strengthening the institutional capacity of the Antimonopoly Committee in the context of Ukraine's integration into the EU, and employment opportunities for SUTE students at Sayenko Kharenko, which has a reputation as a leading Ukrainian law firm.

The Department of Economics and Competition Policy and SUTE students would like to thank Oleksandr Nagorny for the brilliant lecture, friendly and relaxed atmosphere and the opportunity to expand their knowledge in the field of economic competition protection

Webinar "Building a company's strategy in conditions of macroeconomic instability"

  The webinar "Building a Company's Strategy in Conditions of Macroeconomic Instability" was held on February 27, 2024 at the initiative of the Department of Economics and Competition Policy for students of the Faculty of Economics, Management and Psychology, graduate students and academic staff. The speaker was Anastasia Guzenko, PhD in Economics, strategy analyst at “LIZARD INVESTMENT GROUP CORP”.

      Anastasia revealed the essence of a practical approach to understanding the company's strategy, its components and stages of development. The speaker shared her own experience of successful cases in the development and implementation of strategic plans of large Ukrainian enterprises even during the war, shared her thoughts on the functioning of the construction materials’ and film distribution markets in Ukraine, assessed the current challenges in production and investment activities under the martial law, highlighted the prospects for the development of the construction market. Anastasia emphasized the importance of strategic planning, the presence of a company's own vision, especially in times of war, as it determines the directions of action and ensures stability and success even in the most difficult circumstances.

      University students paid special interest to the practical experience of the lecturer in the implementation of strategies, in particular: how to develop a successful strategy for a new enterprise, what skills of a strategic analyst are most in demand by a modern employer, how an enterprise plans to reduce losses of finished products during transportation.

      University students and SUTE academic staff are sincerely grateful to Ms. Anastasia for a contentful, interesting and original webinar!

Guest lecture "Building a resilient economic foundation for Ukraine's victory" by Yaroslav Zhalilо

The National Institute for Strategic Studies is a partner of SUTE in training competitive specialists of the new generation. The fruitful cooperation between the two partners is implemented in the educational process, training of highly qualified personnel, joint research, scientific and practical conferences and a number of other areas. An important component of the implementation of partnership relations is the holding of guest lectures for higher education students by experts of the National Institute for Strategic Studies.

On 23 February 2024, the Department of Economics and Competition Policy organised a guest lecture on "Building a resilient economic foundation for Ukraine's victory" by Yaroslav Zhalilo, Deputy Director – Head of the Centre for Economic and Social Studies of the National Institute for Strategic Studies, Doctor of Economics, Senior Research Fellow, Honoured Economist of Ukraine.

The lecturer offered the audience an interesting and dynamic format of work. At the beginning of the lecture, Dr Yaroslav systematised the consequences of Russia's full-scale aggression both for the functioning of the economy and for the resilience of other spheres of public life, outlined the directions of economic policy implementation and analysed macroeconomic risks under martial law. The lecturer drew attention to the fact that the prospects for sustainable development of Ukraine's economy are associated with the implementation of a number of competitive advantages, including the potential of a number of areas and sectors of the national economy, deepening the level of processing of raw materials, low production costs of a number of goods and services. The lecturer focused the audience's attention on the ability of Ukrainian enterprises to integrate into global value chains and produce a range of products that are competitive on world markets.

At the end of the lecture, the students had the opportunity to ask questions about the prospects for maintaining macroeconomic resilience, creating prospects for the economy to reach a sustainable growth trajectory, and the prospects for strengthening the institutional capacity of state institutions.

The event was attended by students, postgraduates and academic staff of SUTE.

The Department of Economics and Competition Policy and SUTE higher education students thank Yaroslav Zhalilo for the brilliant lecture, the relaxed atmosphere of communication and the great opportunity to expand the horizons of knowledge in the field of providing the economic basis for Ukraine's victory.

Productive start of the year for the department

From January 10th to 29th, 2024, Modules 3 and 4 of the "EU Economic Resilience Policy" trainings took place at SUTE online. Over 160 individuals from various regions of Ukraine participated, including students (from SUTE and Taras Shevchenko National University of Kyiv), academic staff and postgraduates from Ukrainian universities (specifically from SUTE, Igor Sikorsky Kyiv Polytechnic Institute, Kharkiv Polytechnic Institute, Vadym Hetman Kyiv National Economic University, Taras Shevchenko National University of Kyiv, Lviv National University of Veterinary Medicine and Biotechnologies named after S. Z. Gzhytsky, National University of Life and Environmental Sciences of Ukraine (Kyiv), Kyiv National University of Technologies and Design, Ivan Franko National University of Lviv, Kyiv National University of Technologies and Design, Academy of Financial Management (Kyiv), Ivano-Frankivsk National Technical University of Oil and Gas, Zaporizhzhia National University, Odessa National Polytechnic University, Sumy State University), as well as representatives from the business community and state institutions.

Within the project, trainers Diana Shkurpadska and Larysa Lebedeva (Department of Economics and Competition Policy), Volodymyr Tokar (Department of Software Engineering and Cybersecurity), and Alina Boiko (Department of Public Administration) discussed the conceptual principles of economic resilience, as well as fiscal, social, monetary, trade, and investment policies of the EU and plans for recovery and resilienceof EU and Ukraine.

Following each session, participants actively discussed problematic issues related to ensuring economicresilience, such as fiscal stimulus measures, development prospects of the Visegrad Group in the face of global changes, measures to enhance Ukrainian cohesion, effectiveness of Ukraine's monetary policy in times of crisis, and instruments for implementing the Ukraine Recovery Plan.

We are grateful to the training participants and the European Commission for the opportunity to implement the project!

SUTE at the VIII International Scientific and Practical Conference "PROBLEMS OF FORMATION AND IMPLEMENTATION OF COMPETITIVE POLICY"

On November 24, 2023, Lviv Polytechnic National University hosted the VIII International Scientific and Practical Conference "Problems of Formation and Implementation of Competition Policy", co-organized by the State University of Trade and Economics. Among the Ukrainian and international co-organizers was the Antimonopoly Committee of Ukraine, which is a long-standing partner of SUTE in training highly qualified specialists in the Antitrust Management program. The academic staff and postgraduate students of the Department of Economics and Competition Policy also contributed to the organization of the conference and took an active part in its work. The main goal of the conference is to create an intellectual platform for testing scientific research and sharing its results in the field of competition, competition policy and competitiveness.

This conference is particularly timely in light of the adoption by the Verkhovna Rada of Ukraine on August 9, 2023 of the Law of Ukraine "On Amendments to Certain Legislative Acts of Ukraine on Improving the Activities of the Antimonopoly Committee of Ukraine". This law is intended to strengthen the institutional capacity of the Antimonopoly Committee of Ukraine and improve the effectiveness of state policy in the field of economic competition protection, which is one of the commitments undertaken by our country to integrate into the European Union. Expanding the AMCU's powers will create conditions for a greater focus on analytical work in the course of case consideration, strengthen the law enforcement function and contribute to the effectiveness of investigations.

Pavlo Kyrylenko, Chairman of the Antimonopoly Committee of Ukraine, started the high-level discussion with his report on "Formation and Implementation of Competition Policy in Wartime and Post-War Period". The speaker analyzed the activities and results of the AMCU's work, drawing attention to the fact that one of the most common violations of competition law under martial law continues to be anticompetitive concerted actions of business entities in the form of collusion during tenders and auctions. Mr. Kyrylenko also discussed the issues of compliance of Ukrainian competition law with European requirements and outlined the main directions of its updating.

Professor Russell Pittman, a specialist with many years of experience as the Director of Economic Analysis at the Antitrust Division of the US Department of Justice, who has repeatedly addressed students at SUTE, supported the high level of discussion at the conference. In his speech, Mr. Pittman successfully combined the theoretical and methodological component of the analysis with examples from his own practice at the U.S. Department of Justice, analyzing in detail the intricacies of competition law and the principles of market participants' search for areas for implementing merger transactions. In general, the plenary session featured presentations on applied and educational aspects of competitive culture, problems of state aid, and the development of the competition policy ecosystem.

The speakers also touched upon the economic, legal, moral, ethical and security issues of artificial intelligence and its potential impact on the functioning of industry markets, regulation of competition in digital markets, digital sustainability of education in the national security system in the post-war period, the impact of information and communication platforms on competition, financial and investment architectonics of capital concentration in digital. The conference was attended by scholars and practitioners from Ukraine, Poland, Norway, the United States, Canada, and India.

The conference proceedings will be published in a collection of materials, and the latest solutions, interesting ideas and practical recommendations will be implemented in the educational process to train competitive specialists at SUTE.

Guest Lecture "Antimonopoly Regulation of Industry Markets in the Context of European Integration" by Nazarii TABACHUK, Deputy Head of the Department of Industrial Markets at the Department of Research and Investigations of Industrial Markets of the Antimonopoly Committee of Ukraine

The Antimonopoly Committee of Ukraine has been a longstanding partner of the State University of Trade and Economics (SUTE) in training a new generation of professionals. The close collaboration between the two partners is manifested in the educational process, joint scientific research, organization of conferences, and various other avenues. An important component of this partnership are guest lectures by experts from the Antimonopoly Committee of Ukraine for students.

On November 24, 2023, the Department of Economics and Competition Policy organized a guest lecture on the topic "Antimonopoly Regulation of Industry Markets in the Context of European Integration." The lecturer for this event was Nazarii Tabachuk, Deputy Head of the Department of Industrial Markets at the Department of Research and Investigations of Industrial Markets of the Antimonopoly Committee of Ukraine.

During the lecture, Mr. Tabachuk outlined the directions of implementing competition policies in industry markets in Ukraine. He systematized violations of legislation on the protection of economic competition concerning the functioning of industry markets. Additionally, he identified economic and legal problems related to the identification of such violations and focused on procedural principles in carrying out antimonopoly activities. Mr. Tabachuk also addressed the issues and prospects of strengthening the institutional capacity of the Antimonopoly Committee of Ukraine in the context of legal changes associated with the adoption of the law "On Amendments to Some Legislative Acts of Ukraine to Improve the Activities of the Antimonopoly Committee of Ukraine," which will come into effect on January 1, 2024.

At the end of the lecture, participants had the opportunity to receive informative answers to a range of questions regarding the practice of implementing competition policy, the prospects for strengthening the institutional capacity of the Antimonopoly Committee in Ukraine integration process in the European Union, and the employment opportunities for SUTE students in the national competition authority.

More than one hundred and thirty participants, including students, postgraduates, and academic staff of SUTE, took part in the event.

The Department of Economics and Competition Policy, as well as the students of SUTE, expressed gratitude to Nazarii Tabachuk for delivering an outstanding lecture, fostering a friendly atmosphere for discussion, and providing an opportunity to broaden knowledge in the field of competition policy.

Guest Lecture "Economic Resilience of Ukraine in the Face of Shock Impacts" by Ivan Us, PhD, Chief Consultant at the Center for Foreign Policy Studies at the National Institute for Strategic Studies

On November 23, 2023, the Department of Economics and Competition Policy organized a guest lecture on the topic "Economic Resilience of Ukraine in the Face of Shock Impacts." The lecturer was Ivan Us, PhD, a renowned expert-analyst, chief consultant of the Center for Foreign Policy Studies at the National Institute for Strategic Studies.

During the lecture, the speaker identified strategic directions for the development of Ukraine's economy in the context of shock impacts and global challenges. The esteemed expert emphasized that the prospects for the development of the Ukrainian economy are linked to the implementation of a range of unique competitive advantages, forming the basis for the formation of our country's export potential. This includes not only the agricultural sector, natural resources, logistical opportunities, and low production costs for certain goods but also the prospects for integrating Ukrainian enterprises into global value chains in the production of high-tech goods.

Despite the scale and wide range of issues discussed, the lecturer successfully presented the analytical material in an accessible format for the audience, using statistical data, interesting examples, and generalizations. At the end of the lecture, participants had the opportunity to receive answers to a series of questions.

Yurii Umantsiv, the head of the Department of Economics and Competition Policy, highlighted the relevance of the issues covered during the lecture and expressed gratitude to Mr. Us for conducting it. The event was attended by over 100 participants, including students, postgraduates, and academic staff of the Department of Economics and Competition Policy. 

The department and students express their gratitude to Ivan Us for an excellent lecture, an engaging communication format, and the opportunity to deepen knowledge in the field of Ukraine's economic resilience.

The webinar held by Inna Akhnovska, Director and Managing Partner of the educational project "Family School of Economics"

The webinar on the topic "Own Entrepreneurial Project: From Establishment to Consideration of Macroeconomic Risks" took place on November 14, 2023, initiated by the Department of Economics and Competition Policy for students, academic staff, and postgraduates.

Inna Akhnovska shared her own experience in creating the educational project, outlined her understanding of the prospects of informal education market in Ukraine, assessed the current challenges in the education sector due to the wartime situation, and highlighted the prospects of open education development as a modern form of organizing education services market. The speaker emphasized on the significant demand for creative ideas, the substantial importance of startups in the modern economy, which continuously reinforces significance of education services market in the national economy.

Students and academic staff of the university and the Department of Economics and Competition Policy expressed particular interest in the practical experience of the lecturer in implementing her own project. Specifically, they were interested in methods of finding a niche in the market, the application of tools to stimulate generation of new creative ideas, monetization of ideas, and the possibility to earn based on one's own abilities.

Students, academic staff of the university and the Department of Economics and Competition Policy sincerely thank Ms. Inna for a very informative, interesting, and originally conducted webinar!

The student youth of SUTE is analyzing complex processes of shaping a new global economic order

On November 2, 2023, at the initiative of the Department of Economics and Competition Policy, a student roundtable discussion "New Economic World Order: Threats and Opportunities" was held at the State University of Trade and Economics. The purpose of the roundtable was to publish, discuss, and summarize the results of the student youth scientific research on the impact of digitization, geopolitical changes, global economic fragmentation, and the Russian-Ukrainian war on the transformation of the economic world order, the industry structure of the global economy, and national economies.

The topic generated significant interest among students. Twenty-seven students from SUTE's first to third-year courses, representing the Faculty of Economics, Management, and Psychology, the Faculty of Trade and Marketing, and the Faculty of International Trade and Law, delivered presentations.

In their opening remarks to the participants of the roundtable, Anzhelika Gerasymenko, the Vice-rector for Research, Pedagogical Activities and International Relations of SUTE, and Yurii Umantsiv, the Head of the Department of Economics and Competition Policy, emphasized the relevance of the topic in the context of complex geopolitical and geoeconomic transformations.

The presentations covered a wide range of issues, from the theoretical conceptualization of the new economic global order to the search for ways and mechanisms for a more equitable distribution of global wealth. Understandably, the presentations dedicated to the comprehensive analysis of Ukraine's role and position in the new globalized world, as well as the deep social and economic consequences of full-scale Russian aggression on the global system, garnered the most resonance.

The moderators of the roundtable, associate professors of the Department of Economics and Competition Policy, Vladyslav Bolhov and Tatyana Ozhelevskaya, summarized the results of the roundtable's work. They emphasized the high level of preparation of the students' scientific presentations, their relevance, depth, and also highlighted the participants' patriotism and strong civic positions.

We thank all the participants for their interesting presentations and lively discussions, and we wish them further scientific achievements!

Tatyana Ozhelevskaya,

Vladyslav Bolhov,

PhD, Associate Professors of the Department of Economics and Competition Policy

Guest lecture "Economic Recovery of Ukraine: Priority Areas in the Context of Ukraine Facility" by Maxim Fedoseienko, Head of Strategic Projects at Kyiv School of Economics

On September 22, 2023, the Department of Economic Theory and Competition Policy provided a guest lecture on "Economic Recovery of Ukraine: Priority Areas in the Context of the Ukraine Facility". The lecturer was a well-known analyst, consultant to public authorities, one of the coordinators of working groups on cooperation between the state and the business sector in the preparation of plans for the development of strategic sectors of the economy within the framework of the EU support program "Ukraine Facility", Head of Strategic Projects of the Kyiv School of Economics Maxim Fedoseienko.

The lecturer offered the audience an interesting and dynamic format of work. Mr. Fedoseinko outlined strategic directions of Ukraine's economic development in the context of implementing the post-war reconstruction. The lecturer drew attention to the fact that the prospects for the development of the Ukrainian economy are associated with the realization of a number of unique competitive advantages, including the potential of the agricultural sector, natural resources, extensive logistics capabilities, low production costs of a range of goods and services, the ability to integrate into global value chains in the production of batteries, renewable energy equipment, critical materials, chemical products, etc. Ukraine's human capital, which is competitive by global standards, deserves special attention. Despite the complexity of the issues discussed, the lecturer managed to present the analytically rich material in the most accessible format, using a wide range of statistics, facts, interesting examples and generalizations. At the end of the lecture, the audience had the opportunity to hear answers to a number of questions.

Head of the Department of Economic Theory and Competition Policy Yuriі Umantsiv noted the relevance of the issues covered during the lecture and expressed his gratitude to Mr. Maxim for holding it.

The event was attended by more than 100 participants, including students, postgraduates and SUTE academic staff.

The Department of Economic Theory and Competition Policy and SUTE students thank Maxim Fedoseienko for the excellent lecture, interesting format of communication and the opportunity to deepen their knowledge in the field of economic recovery of Ukraine.

Webinar "Directions of the Post-War Economic Recovery in Ukraine" by Oleg Pendzyn, Executive Director of the Economic Discussion Club

On September 12, 2023, the Department of Economics and Competition Policy organized a webinar on the topic "Directions of the Post-War Economic Recovery in Ukraine". Oleg Pendzyn, a renowned analyst and an expert-practitioner with extensive experience in both public sector and non-governmental organizations, who serves as the Executive Director of the Economic Discussion Club hosted the webinar. Yurii Umantsiv, the Head of the Department of Economics and Competition Policy gave the opening remarks. Oleksandr Miniailo, the Dean of the Faculty of Economics, Management, and Psychology delivered a welcome speech to the participants.

From the very beginning of the webinar, Oleg Pendzyn introduced an engaging and dynamic format of discussion. The speaker outlined a wide range of issues related to the post-war economic recovery of Ukraine, including macroeconomic stabilization, the balance of state finances, government debt strategy, exchange rate policy, exports and imports, the consumer market, entrepreneurship stimulation, the development of the military-industrial sector, prospects for cooperation with international partners, and the adaptation of global experience to Ukrainian realities. Participants of the webinar received comprehensive answers to various questions related to the prospects of Ukraine's economic recovery.

More than 200 participants, took part in the webinar including students, postgraduates, and academic staff of the Department of Economics and Competition Policy at SUTE.

The Department of Economics and Competition Policy and students of the SUTE express their gratitude to Oleg Pendzyn for the excellent webinar, informal atmosphere for communication, and the opportunity to deepen knowledge in the field of post-war economic recovery in Ukraine.

Round Table "Digital Trends in Economy Transformation under Conditions of Global Competition"

On May 18, 2023, the round table "Digital Trends in Economy Transformation under Conditions of Global Competition" was held at the State Trade University of Trade and Economics. The event was initiated by the Department of Economics and Competition Policy.

In her speech, Anzhelika Gerasymenko, Doctor of Sciences in Economics, Professor, Vice-rector for Research, Pedagogical Activities and International Relations at SUTE, emphasized the extreme relevance of the problem of digital transformation of the economy in competitive coordinates, changes in the balance of market power, lack of state regulation adequate to the new realities. The Vice-rector wished the participants of the Round Table a fruitful discussion.

The moderator of the round table Yurii Umantsiv, Doctor of Sciences in Economics, Professor, Acting Head of the Department of Economics and Competition Policy at SUTE.

During their speeches and discussions, the participants highlighted the pressing issues of economic transformation under conditions of global competition. Valerii Osetskyi, Doctor of Sciences in Economics, Professor of Economics, Macro- and Microeconomics at Taras Shevchenko National University of Kyiv, revealed the conceptual foundations of digital transformation of consumer values in the sharing economy.

The speech of Olha Horniak, Doctor of Sciences in Economics, Professor at the Department of Economics and Entrepreneurship at Odesa Mechnikov National University, focused on the principles of institutionalizing the processes of economic power decentralization in post-war Ukraine.

Natalia Hrushchynska, Doctor of Sciences in Economics, Deputy Director of the Educational and Scientific Institute of Continuous Education at the National Aviation University, addressed the issues of forming a global competitive environment in the context of economic digitization.

Hanna Pylypenko, Doctor of Sciences in Economics, Professor at the Department of Tourism and Enterprise Economics at the Dnipro University of Technology, emphasized the global trends in innovative development from a geopolitical perspective.

The speech of Volodymyr Humeniuk Doctor of Sciences, Professor at the Department of General, Engineering Geology and Hydrogeology of Ivano-Frankivsk National Technical University of Oil and Gas in Economics, inspired a lively discussion on the topic of "Digital Transformation of the Tourism Industry: New Opportunities and Challenges in a Competitive Environment."

Yevhen Kuninets, candidate of technical sciences, the President of the company "ENO Mebli" (Mukachevo, Zakarpattia region), focused on the issues and prospects of development in the woodworking industry in a regional context.

In his presentation, Oleksandr Tyshchenko, Doctor of Sciences in Economics, Professor at the Department of National Economy and Public Administration at Kyiv National Economic University named after Vadym Hetman highlighted the current issues of post-war economic recovery in Ukraine based on innovations.

Irina Shtunder, Doctor of Sciences in Economics, Professor at the Department of Economics and Competition Policy at the State Trade University of Trade and Economics, dedicated her speech to the formation of an innovative employment model in the paradigm of economic digitization.

Lyudmyla Shevchenko, Doctor of Sciences in Economics, Professor at the Department of Economics at Yaroslav Mudryi National Law University discussed the modern principles of competitive management in her presentation.

The trends in the development of the insurance market in Ukraine under conditions of global competition were substantiated by Tetiana Yavorska, Doctor of Sciences in Economics, Professor at the Department of Banking and Insurance Business at Lviv National University of Ivan Franko.

Yuriy Umantsiv, Doctor of Sciences in Economics, Professor, Acting Head of the Department of Economics and Competition Policy, summarized the round table's work, expressed gratitude to all participants for their active involvement, and expressed hope for continued fruitful cooperation between SUTE researchers and colleagues in order to exchange knowledge and experience for the most effective transformation of the economy under conditions of global competition.

Guest lecture "Competition in the Market of Insurance Services in Ukraine: Current State and Development Prospects"

Guest lecture "Competition in the Market of Insurance Services in Ukraine: Current State and Development Prospects" was held by Anna Romaniuk, a graduate of SUTE (in ZOOM), head of the reporting department of the Financial Accounting and Taxation Department of the insurance company ARX, PhD in Economics as part of the program of events to celebrate the Faculty of Economics, Management, and Psychology Day with the support of the Department of Economics and Competition Policy on May 5th, 2023.

The speaker acquainted the audience with the functioning of the market of insurance services, the development of competitive relations in it, and revealed the peculiarities of the functioning of market participants. Special attention was given to the insurance company ARX, which has been operating in the Ukrainian market for twenty-eight years, demonstrating stable growth, bright innovations, and a real example of improving communication with clients.

Dr. Anna provided a lot of statistical information about the services provided by the ARX company. Special attention was given to compensation for losses from military aggression by Russia regarding insured movable and immovable property, as well as insurance payments for various types of insurance. After the lecturer's speech, there were many questions from the audience (about a hundred people) regarding medical insurance and its development prospects, travel insurance, which indicated a significant interest in the market of insurance services.

Overall, university students, postgraduates, and academic staff sincerely thank Dr. Anna for a explanatory interesting and explanatory lecture, with hope for further cooperation.